Free business planning tool · 01
What's your Business Freedom Number?
Your business should help fund your life, not consume it. Set your income, expense, savings and time goals, and see what it may take to get there.
Define the life you want
The amount you want to keep personally after estimated taxes.
A planned after-tax business reserve for future needs.
Understand your business costs
Rent, software, insurance, recurring payroll and other fixed costs, excluding owner draws.
Materials, subcontractors, fees, and costs that rise with sales. Do not double-count fixed costs.
A rough planning provision on profit before owner draws, not a business-specific tax calculation.
Add your average monthly sales to see your revenue gap; leave blank to hide this comparison.
Make room for your time
A revenue goal is one thing. Reaching it without working all day is another. Include prep, travel, admin and follow-up in your total hours per job.
Jobs needed per year
102
Jobs in some working weeks
3
Hours in full-job weeks
36 hrs
Your time goal needs a different plan.
At 30 hours per week, you can fit 2 whole jobs at 12 hours each. To reach the annual target without exceeding the weekly limit, you'd need about $1,658 average revenue per job, or a different work mix.
This model uses whole jobs, a constant job mix and 46 working weeks per year. Revenue is averaged over all 12 months, including time off. Employee capacity, seasonality and changes in cost percentages are not modeled.
Your next step
Know the target. Make your numbers reliable.
A financial plan is only as helpful as the numbers behind it. Tenney Bookkeeping helps business owners organize their books and see what's happening each month.
Important: This free calculator is an educational planning estimate, not tax, legal or financial advice. The tax set-aside is an illustrative rate, not an S-corp, payroll or self-employment tax calculation. It excludes debt principal, major purchases, working-capital timing and entity-specific owner compensation. Confirm tax planning with a qualified adviser. Values entered into this calculator are not sent to or stored by Tenney Bookkeeping.